Seamless Tax Planning for Retirees—No More Gaps Between Your CPA and Advisor
Lower Your Lifetime Tax Bill With Coordinated, Conflict-Free Advice
We specialize in retirement tax planning that eliminates the all-too-common miscommunication between financial advisors and tax professionals.
We serve as your single point of contact to ensure your investment withdrawals, income strategy, and tax planning work together—so you don’t overpay in retirement.
Why Retirement Tax Planning is Different
Retirement isn't just about saving — it's about spending your money wisely and tax-efficiently. Without a smart withdrawal and tax strategy, retirees often pay more in taxes than necessary, eroding their nest egg.
Our retirement tax planning focuses on:
Minimizing taxes on Social Security
Timing distributions from IRAs and 401(k)s
Roth conversions before Required Minimum Distributions (RMDs) hit
Capital gains harvesting and loss harvesting
Coordinating income streams to avoid Medicare surcharges (IRMAA)
One Team.
One Strategy.
No Tax Confusion.
Traditionally, tax planning and investment management are handled by separate professionals—who rarely speak to each other.
That disconnect can result in missed opportunities, conflicting advice, and preventable tax bills.
We integrate tax planning into every retirement decision:
We prepare and review tax returns in-house
Investment and tax planning are coordinated under one roof
No commissions or product sales—just advice that aligns with your goals
Annual Tax Return Analysis
Tax-Efficient Asset Location
Common Questions We Help Answer
Should I convert my IRA to a Roth before RMDs begin?
How will Social Security impact my tax bracket?
Am I harvesting too many capital gains?
Should I delay withdrawals from taxable or retirement accounts?
Can I reduce my Medicare premiums with better income timing?
Ready to learn more about building a tax-efficient retirement?
Click here to get your Free LEGACYSCULPT™ Retirement Assessment