LEGACYSCULPT® — Transparent, Fee-Only Wealth Management Options

LEGACYSCULPT® PREMIER

• Comprehensive Wealth Management

• Ongoing Financial Planning

• Includes Investment Management

Suitable For:

• Clients who want a fully integrated approach to planning, tax strategy, and discretionary investment management.

• Clients with over $1,000,000 of investable assets

• Clients over age 59.5 and most assets located outside of employer retirement accounts

What’s Included:

• Comprehensive financial planning

• Discretionary or nondiscretionary portfolio management

• Tax-aware investment strategy

• Annual LEGACYSCULPT planning cadence

• Ongoing monitoring and proactive communication

• Coordination with tax and estate professionals

Fee Structure:

Percentage of assets under management (AUM). See Standard Fee Schedule below.

Assets Under Management

First $0 - $250,000 — 1.25% annual fee

From $250K - $2M — 0.95% annual fee

From $2M - $10M — 0.60% annual fee

Above $10M — 0.35% annual fee

**The annual advisory fee is paid monthly in arrears based on the average daily balance of the Client’s account(s). The advisory fee is a blended tier. For example, for assets under management of $1,500,000, a Client would pay 1.25% on the first $250,000 and 0.95% on the remaining balance. The quarterly fee is determined by the following calculation: (($250,000 x 1.25%) + ($1,250,000 x 0.95%)) ÷ 12 = $1,250.

Choose LEGACYSCULPT® PREMIER if you want:

• A fully integrated approach combining planning, tax strategy, and investment management

• A fiduciary managing your portfolio directly

• Ongoing rebalancing, tax-loss harvesting, and portfolio oversight

• Support with retirement income, tax planning, and legacy strategy

• A “hands-off” experience where everything works together under one coordinated plan